Need money in 6–12 hours?

Compare trusted US partners. Transparent terms, no hidden fees. We help you connect to reputable lenders—fast.

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How much would you like to borrow?

$1,000
APR 4.95%–35.95% • Terms 90 days–84 months • All credit types considered
Get My Match Now

By clicking, you agree to be redirected to a partner site to complete your request.

Fast-track: If you need funds within 6–12 hours, complete your request now while the offer window is active.

Top matches for different needs

Student

Budget-friendly personal loan

Designed for students with proof of income or cosigner options. Streamlined application with quick decisioning.

  • Use case: Tuition gap, course fees
  • Speed: As soon as next business day
  • APR: 4.95%–35.95%
Our partners are carefully vetted. Your chance of approval is optimized through smart routing.
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Urgent (6–12h)

Fast access cash

Built for urgent expenses. Simple flow, decisions in minutes (funding speed varies by lender and bank).

  • Use case: Bills, emergencies
  • Speed: Decision in minutes
  • APR: 4.95%–35.95%
We only connect to reputable US partners. Routing improves match rates while staying transparent.
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Workers

Paycheck bridge loan

For employees with steady paychecks. Straightforward criteria and clear disclosures.

  • Use case: Income gap bridge
  • Speed: Next business day (varies)
  • APR: 4.95%–35.95%
Curated partners only. You’ll be routed to matching lenders to improve your chance of approval.
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Home Repair

Fix & replace essentials

Suited for household repairs or replacements. Clear terms—no surprises.

  • Use case: Appliance/repair costs
  • Speed: As soon as next business day
  • APR: 4.95%–35.95%
Carefully screened partners with transparent policies to keep borrowing responsible.
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Debt

Debt consolidation

Combine multiple balances into one predictable payment. Better clarity, potential cost savings.

  • Use case: Merge balances
  • Speed: Next business day (varies)
  • APR: 4.95%–35.95%
Our network is vetted for credibility. Matching logic aims to improve your approval odds.
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Reputable providers only

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Clear terms & rates

Frequently asked questions

Are you a lender?

No. ClearCreditLoan is an affiliate brand, not a lender. We connect you to reputable US lending partners.

How fast can I get the money?

Many lenders provide decisions in minutes. Funding timing varies by lender and bank; some fund as soon as the next business day.

Will checking my options hurt my credit?

Many partners use soft inquiries for eligibility. If you proceed with a loan, the lender may perform a hard inquiry.

What APR and terms should I expect?

Representative APR ranges are 4.95%–35.95% with terms from 90 days to 84 months. Actual offers vary by lender and your profile.

Any fees or hidden charges?

We prioritize transparent partners. Always review the lender’s disclosures and fees before you accept an offer.

Important disclosures

  • ClearCreditLoan is an affiliate brand and does not issue loans. We connect users with third-party lenders.
  • Approval, APR, and funding timing are determined solely by the lender and your qualifications.
  • APR typically ranges from 4.95%–35.95% with terms 90 days–84 months. Not all applicants will qualify.
  • State availability and eligibility rules apply. Read all terms before accepting any loan.